Travel Budget Calculator
Plan a trip in any currency. Enter your daily costs abroad and see the total in your home currency, with a safety buffer built in.
Check today's rate before your trip, then update it as rates move.
Daily costs (in THB)
What you expect to spend per day at your destination.
One-time costs (in USD)
Upfront costs you pay once, usually before you leave.
A cushion for surprises. 10 to 15% is a common choice.
Track your real spending on the trip
Finny logs expenses in 150+ currencies and works offline, so you can see how your actual spending compares to this budget without linking a bank.
Frequently asked questions
How do I budget for a trip in a foreign currency?
Estimate your daily costs in the local currency (accommodation, food, transport, activities), then convert the total to your home currency using today's exchange rate. Add one-time costs like flights and insurance, then apply a 10 to 15% buffer for surprises.
How much should I budget per day for travel?
It depends heavily on the destination and your style. Budget travel in Southeast Asia might run 30 to 60 USD a day, while Western Europe or Japan can be 150 USD a day or more. Price out your own accommodation, food, and transport per day in the local currency and let the totals guide you.
What is a good buffer for a travel budget?
A buffer of 10 to 15% covers most surprises: a pricier meal, a missed connection, a currency swing, or an unplanned activity. For longer or more remote trips, or when exchange rates are volatile, lean toward 15 to 20%.
Can Finny track my expenses in multiple currencies?
Yes. Finny supports 150+ currencies, keeps each transaction in its original currency, and converts totals to yours. It works offline and needs no bank connection, so you can log spending as you travel and compare it against your budget.
Related reading: best travel budget apps, multi-currency expense trackers, and how to avoid foreign transaction fees.
